Cost of Living in Eastern Idaho (2026): 14 Cities Ranked by Affordability
Eastern Idaho · Cost of Living · 2026

Cost of Living in Eastern Idaho (2026): 14 Cities Ranked

A side-by-side affordability ranking of 14 Eastern Idaho cities, based on median home prices, estimated monthly housing costs, and income needed to buy.

If you're choosing between cities along the I-15 corridor and the Teton foothills, the decision usually comes down to one real question: how much house can you actually afford, and how far are you willing to live from Idaho Falls or the Wyoming border to get it? Eastern Idaho stretches from the Snake River Plain farmland of Fremont and Bingham counties up into the dramatic Teton Valley, and that geography drives enormous differences in what a dollar buys. The same income that qualifies you comfortably in one town may barely get you in the door in another just 45 minutes away.

St. Anthony, sitting in Fremont County along the Henry's Fork of the Snake River, leads this group as the most accessible entry point for buyers — with a median home price of approximately $290,325 and an income requirement around $75,449 per year. At the other end, Victor in Teton County carries a median around $797,530, requiring nearly $194,034 per year in qualifying income — a gap driven almost entirely by proximity to the Jackson Hole market across the Wyoming border. The rankings below cover all 14 cities using home price, estimated monthly housing costs, and income-to-buy thresholds as the core measures.

Top 14 Cities — Jump to Any City
  1. St. Anthony — #1 Most Affordable
  2. Chubbuck — #2 Lowest Home Price
  3. Pocatello — #3 Lowest Rent (City)
  4. American Falls — #4 Lowest Rent Tied
  5. Blackfoot — #5 Best Commuter Value
  6. Idaho Falls — #6 Regional Hub
  7. Rexburg — #7 College Town
  8. Ammon — #8 Top Suburb
  9. Shelley — #9 Rural Alternative
  10. Sugar City — #10 Tightest Supply
  11. Rigby — #11 Jefferson County Pick
  12. Preston — #12 Widest Rent-Buy Gap
  13. Driggs — #13 Outdoor Lifestyle
  14. Victor — #14 Least Affordable

How This Guide Was Researched

All prices reflect 2026 market data sourced from Zillow and cross-referenced with our individual city guides. County tax rates are verified effective rates.

Home Prices2026 typical home price for each city, from the Zillow Home Value Index.
Monthly PITIPrincipal, interest, taxes, and insurance. Assumes 20% down, current market rate, county-specific effective tax rate, and 0.65% annual insurance.
Income to BuyGross annual income needed to qualify for the typical home here.
Income to RentAnnual gross income to comfortably afford market rent using a 30% of gross income standard.

Top 14 Cities: Cost of Living Snapshot

Ranked by home price. Click any city to jump to the full breakdown.

#CityHome PriceMonthly PITIIncome to BuyEst. Rent
1St. Anthony
Fremont County
$290,325$1,699/mo$75,449/yr$1,614/mo
2Chubbuck
Bannock County
$282,189$1,708/mo$75,933/yr$1,194/mo
3Pocatello
Bannock County
$318,721$1,939/mo$85,386/yr$1,127/mo
4American Falls
Power County
$320,000$1,955/mo$86,046/yr$900/mo
5Blackfoot
Bingham County
$334,424$1,974/mo$86,649/yr$925/mo
6Idaho Falls
Bonneville County
$400,448$2,367/mo$102,630/yr$1,400/mo
7Rexburg
Madison County
$403,386$2,404/mo$104,200/yr$1,200/mo
8Ammon
Bonneville County
$430,000$2,527/mo$109,115/yr$1,372/mo
9Shelley
Bingham County
$429,500$2,535/mo$109,456/yr$1,265/mo
10Sugar City
Madison County
$434,000$2,623/mo$113,170/yr$1,486/mo
11Rigby
Jefferson County
$481,313$2,796/mo$119,993/yr$1,180/mo
12Preston
Franklin County
$470,000$2,833/mo$121,688/yr$900/mo
13Driggs
Teton County
$781,920$4,523/mo$190,083/yr$1,568/mo
14Victor
Teton County
$797,530$4,620/mo$194,034/yr$2,500/mo
St. Anthony, Idaho

#1 Most Affordable · Fremont County

Cost of Living in St. Anthony, Idaho (2026)

Most affordable entry point in Eastern Idaho for buyers.

Median Price
$290,325
2026 market price
Monthly PITI
$1,699
20% down · county rate · taxes+ins
Income to Buy
$75,449/yr
Gross income to qualify
Income to Rent
$64,560/yr
Market rent standard
Est. Rent
$1,614/mo
2026 market average
County
Fremont
Property tax jurisdiction

St. Anthony earns the top affordability rank in this group on the strength of a $290,325 median home price — the lowest of any city here — paired with an income requirement of roughly $75,449 per year. That combination reflects a small Fremont County town where the housing stock is modest, the pace is quiet, and the Snake River's Henry's Fork runs right through the community. The Harriman State Park trail network is within easy reach, and the sand dunes at St. Anthony Dunes offer something genuinely rare in the region.

This city suits buyers who prioritize owning outright over amenities or commute convenience — it's a longer drive to Idaho Falls for hospital care, big-box shopping, or professional employment. If you're a remote worker, a retiree on a fixed income, or someone buying a first home without help from a dual income, St. Anthony's numbers are hard to beat in Eastern Idaho.

Chubbuck, Idaho

#2 Lowest Home Price · Bannock County

Cost of Living in Chubbuck, Idaho (2026)

Pocatello-adjacent convenience at the region's lowest price tier.

Median Price
$282,189
2026 market price
Monthly PITI
$1,708
20% down · county rate · taxes+ins
Income to Buy
$75,933/yr
Gross income to qualify
Income to Rent
$47,760/yr
Market rent standard
Est. Rent
$1,194/mo
2026 market average
County
Bannock
Property tax jurisdiction

Chubbuck ranks second overall, with a $282,189 median home price that actually comes in slightly below St. Anthony's — but its income requirement lands just a touch higher at around $75,933 per year, driven by local tax and insurance factors in Bannock County. What separates Chubbuck from the top spot in a practical sense is its location: it shares a border with Pocatello and functions almost as its northern extension, giving residents access to Idaho State University, a full regional medical center, and a larger retail corridor without paying Pocatello's slightly higher home prices.

Estimated rent here, at approximately $1,194 per month, is notably more affordable than in Idaho Falls or the Teton Valley cities, making Chubbuck a legitimate option for buyers who want urban-adjacent convenience without the price tag. It tends to suit first-time buyers and young families who want walkable errands, solid school access, and room to build equity quickly.

Pocatello, Idaho

#3 Lowest Rent (City) · Bannock County

Cost of Living in Pocatello, Idaho (2026)

Best urban infrastructure for buyers under $85K income.

Median Price
$318,721
2026 market price
Monthly PITI
$1,939
20% down · county rate · taxes+ins
Income to Buy
$85,386/yr
Gross income to qualify
Income to Rent
$45,080/yr
Market rent standard
Est. Rent
$1,127/mo
2026 market average
County
Bannock
Property tax jurisdiction

Pocatello carries a $318,721 median home price and an income threshold of roughly $85,386 per year, which puts it solidly in the affordable middle of this group while delivering the most complete urban infrastructure on the list. Idaho State University anchors the local economy, brings cultural programming and Division I athletics, and supports a rental market that keeps estimated rents around $1,127 per month — the second lowest in the entire group. The Old Town district and the Portneuf Greenway trail corridor add quality-of-life layers that the smaller towns on this list simply can't match.

Pocatello is the right choice for buyers who want a real city — restaurants, a hospital system, university events, and a genuine downtown — without crossing into the Idaho Falls price tier. It draws well for healthcare workers, ISU faculty and staff, and buyers who want a walkable neighborhood rather than a purely car-dependent suburb.

American Falls, Idaho

#4 Lowest Rent Tied · Power County

Cost of Living in American Falls, Idaho (2026)

Lowest rent in the region; trade-off is real isolation.

Median Price
$320,000
2026 market price
Monthly PITI
$1,955
20% down · county rate · taxes+ins
Income to Buy
$86,046/yr
Gross income to qualify
Income to Rent
$36,000/yr
Market rent standard
Est. Rent
$900/mo
2026 market average
County
Power
Property tax jurisdiction

American Falls sits in Power County along the Snake River reservoir that shares its name, and its $320,000 median home price reflects a small, agricultural community where housing inventory stays limited but demand is relatively low. The income needed to qualify — approximately $86,046 per year — is modest by regional standards, and the estimated rent of around $900 per month is tied for the lowest on this entire list, signaling a market where landlords compete hard for tenants.

The honest trade-off here is isolation: American Falls is about 30 minutes west of Pocatello, and most residents make that drive regularly for medical appointments, specialty shopping, and employment. It suits buyers who want a tight-knit small town with low cost of entry and don't mind that daily conveniences require a commute.

Blackfoot, Idaho

#5 Best Commuter Value · Bingham County

Cost of Living in Blackfoot, Idaho (2026)

Ideal I-15 commuter city between Pocatello and Idaho Falls.

Median Price
$334,424
2026 market price
Monthly PITI
$1,974
20% down · county rate · taxes+ins
Income to Buy
$86,649/yr
Gross income to qualify
Income to Rent
$37,000/yr
Market rent standard
Est. Rent
$925/mo
2026 market average
County
Bingham
Property tax jurisdiction

Blackfoot, the Bingham County seat, lands fifth with a $334,424 median home price and an income requirement of roughly $86,649 per year — a very modest step up from American Falls. It sits along I-15 between Pocatello and Idaho Falls, which gives it genuine commuter utility in both directions. The Idaho Potato Museum draws a steady trickle of visitors, and the Snake River bottomlands nearby provide hunting and fishing access that matters to a lot of buyers in this region.

Estimated rent of about $925 per month keeps Blackfoot competitive for renters weighing whether to buy, and the town's position on the interstate makes it one of the more practical dual-income scenarios in the group — one partner working in Pocatello, one in Idaho Falls. It suits buyers who want commuter flexibility without paying Idaho Falls prices.

Idaho Falls, Idaho

#6 Regional Hub · Bonneville County

Cost of Living in Idaho Falls, Idaho (2026)

Regional hub with the most complete amenity set.

Median Price
$400,448
2026 market price
Monthly PITI
$2,367
20% down · county rate · taxes+ins
Income to Buy
$102,630/yr
Gross income to qualify
Income to Rent
$56,000/yr
Market rent standard
Est. Rent
$1,400/mo
2026 market average
County
Bonneville
Property tax jurisdiction

Idaho Falls is the regional hub of Eastern Idaho, and its $400,448 median home price reflects that status — you're paying for a Snake River waterfall greenbelt, a genuine downtown restaurant scene, Idaho National Laboratory employment, and by far the broadest set of services in the region. The income threshold of roughly $102,630 per year is a clear jump from the Bannock County cities, but the infrastructure gap is just as real.

For buyers relocating for INL or other professional positions, Idaho Falls is often the natural landing spot regardless of price. It also offers the region's strongest rental market at around $1,400 per month, which means buying early here tends to produce solid equity compared to the smaller towns. It's the best fit for dual-income professional households who want regional amenities without moving to the Teton Valley.

Rexburg, Idaho

#7 College Town · Madison County

Cost of Living in Rexburg, Idaho (2026)

BYU-Idaho town where student demand tightens the market.

Median Price
$403,386
2026 market price
Monthly PITI
$2,404
20% down · county rate · taxes+ins
Income to Buy
$104,200/yr
Gross income to qualify
Income to Rent
$48,000/yr
Market rent standard
Est. Rent
$1,200/mo
2026 market average
County
Madison
Property tax jurisdiction

Rexburg's $403,386 median home price puts it just a step above Idaho Falls, and the income requirement of approximately $104,200 per year reflects both Brigham Young University-Idaho's outsized influence on local demand and the relative scarcity of move-up housing for non-student buyers. BYU-Idaho's campus drives an enormous rental market — estimated rent runs around $1,200 per month — but it also compresses the supply of owner-occupied homes available to non-university buyers.

Rexburg is a genuine fit for buyers affiliated with BYU-Idaho or who want a college-town atmosphere with strong community infrastructure, but it's a harder market than its rank suggests because student demand keeps pushing prices on smaller homes. Buyers without a university connection may find Idaho Falls or even Blackfoot a more straightforward purchase.

Ammon, Idaho

#8 Top Suburb · Bonneville County

Cost of Living in Ammon, Idaho (2026)

Fast-growing suburb best suited for dual-income families.

Median Price
$430,000
2026 market price
Monthly PITI
$2,527
20% down · county rate · taxes+ins
Income to Buy
$109,115/yr
Gross income to qualify
Income to Rent
$54,880/yr
Market rent standard
Est. Rent
$1,372/mo
2026 market average
County
Bonneville
Property tax jurisdiction

Ammon is a Bonneville County suburb that has grown rapidly along Idaho Falls' eastern edge, and a $430,000 median home price captures that suburban premium accurately. The income needed to qualify — roughly $109,115 per year — reflects newer construction, larger lot sizes, and school districts that consistently draw families out of Idaho Falls proper. Ammon's growth has brought good road infrastructure and proximity to East Idaho's commercial corridors without the density of the city.

Estimated rent of around $1,372 per month signals strong landlord demand, confirming that Ammon functions as a genuine destination suburb rather than a price-of-last-resort. It's the right fit for families prioritizing newer homes and school quality who have the income to support a mortgage in this range — comparable in profile to Shelley but with more suburban services close by.

Shelley, Idaho

#9 Rural Alternative · Bingham County

Cost of Living in Shelley, Idaho (2026)

Rural Snake River alternative to pricier Idaho Falls suburbs.

Median Price
$429,500
2026 market price
Monthly PITI
$2,535
20% down · county rate · taxes+ins
Income to Buy
$109,456/yr
Gross income to qualify
Income to Rent
$50,600/yr
Market rent standard
Est. Rent
$1,265/mo
2026 market average
County
Bingham
Property tax jurisdiction

Shelley in Bingham County sits at nearly the same price point as Ammon — $429,500 median home price — but the two cities feel very different on the ground. Shelley is a smaller agricultural community along the Snake River south of Idaho Falls, and its price reflects growing demand from buyers priced out of Idaho Falls rather than a deep existing amenity base. The income threshold of approximately $109,456 per year is essentially equivalent to Ammon's.

The estimated rent of about $1,265 per month suggests a tightening rental market, and the town's Bingham County location brings a different school district profile than Bonneville County. Shelley tends to suit buyers who want a quieter, more rural feel than Ammon provides, and who are comfortable driving into Idaho Falls for most services.

Sugar City, Idaho

#10 Tightest Supply · Madison County

Cost of Living in Sugar City, Idaho (2026)

Rexburg overflow community; price hard to justify without BYU ties.

Median Price
$434,000
2026 market price
Monthly PITI
$2,623
20% down · county rate · taxes+ins
Income to Buy
$113,170/yr
Gross income to qualify
Income to Rent
$59,440/yr
Market rent standard
Est. Rent
$1,486/mo
2026 market average
County
Madison
Property tax jurisdiction

Sugar City sits in Madison County adjacent to Rexburg and shares much of the same demand pressure from BYU-Idaho, which helps explain a $434,000 median home price that outpaces its rank neighbors. The income requirement of roughly $113,170 per year is the highest in the Madison County pair, and estimated rent runs around $1,486 per month — the second highest after Victor in the lower half of this list.

Sugar City is a small town that functions largely as an overflow community for Rexburg, and it doesn't have the standalone commercial base to justify its price for buyers who aren't plugged into the BYU-Idaho ecosystem. Buyers with a genuine connection to that community will find it convenient; everyone else should scrutinize what they're getting for the price relative to Idaho Falls or Ammon.

Rigby, Idaho

#11 Jefferson County Pick · Jefferson County

Cost of Living in Rigby, Idaho (2026)

Jefferson County schools at a cost that demands strong income.

Median Price
$481,313
2026 market price
Monthly PITI
$2,796
20% down · county rate · taxes+ins
Income to Buy
$119,993/yr
Gross income to qualify
Income to Rent
$47,200/yr
Market rent standard
Est. Rent
$1,180/mo
2026 market average
County
Jefferson
Property tax jurisdiction

Rigby is the Jefferson County seat, sitting north of Idaho Falls along U.S. 20, and its $481,313 median home price — among the higher figures on this list — reflects the same family-suburb demand that has pushed Ammon and Shelley upward, but in a smaller community with fewer services. The income needed to qualify, approximately $119,993 per year, puts Rigby firmly in the upper tier of this group, and estimated rent of around $1,180 per month is comparatively moderate given the home prices.

The disconnect between high purchase prices and relatively modest rents suggests the owner-occupant demand here is strong and supply is tight — not necessarily that the investment math works cleanly. Rigby suits buyers who specifically want Jefferson County schools and a small-town character, and who have a household income that can comfortably support this range.

Preston, Idaho

#12 Widest Rent-Buy Gap · Franklin County

Cost of Living in Preston, Idaho (2026)

Franklin County small town with a notable rent-versus-buy gap.

Median Price
$470,000
2026 market price
Monthly PITI
$2,833
20% down · county rate · taxes+ins
Income to Buy
$121,688/yr
Gross income to qualify
Income to Rent
$36,000/yr
Market rent standard
Est. Rent
$900/mo
2026 market average
County
Franklin
Property tax jurisdiction

Preston carries a $470,000 median home price in Franklin County — in the southern tip of Eastern Idaho near the Utah border — and its income requirement of approximately $121,688 per year makes it one of the less accessible cities in this group despite its rural character. That price reflects limited housing inventory in a community where new construction has been slow to meet growing demand, partially from Utah-adjacent buyers. Estimated rent of about $900 per month, tied for the lowest on the list, reveals a real mismatch between purchase and rental markets.

Preston is best suited for buyers who have a specific reason to be in Franklin County — family ties, employment at a local institution, proximity to Cache Valley across the Utah border — because the price-to-amenity ratio is harder to justify than what Idaho Falls or Blackfoot offer at lower cost. The rent-versus-buy gap here is the widest on the list.

Driggs, Idaho

#13 Outdoor Lifestyle · Teton County

Cost of Living in Driggs, Idaho (2026)

Teton Valley lifestyle city for high-earning remote workers.

Median Price
$781,920
2026 market price
Monthly PITI
$4,523
20% down · county rate · taxes+ins
Income to Buy
$190,083/yr
Gross income to qualify
Income to Rent
$62,720/yr
Market rent standard
Est. Rent
$1,568/mo
2026 market average
County
Teton
Property tax jurisdiction

Driggs sits in Teton County at the western base of the Teton Range, and a $781,920 median home price puts it in a different category than every other city on this list except its neighbor Victor. The income needed to qualify — approximately $190,083 per year — reflects a market that has been shaped for years by second-home buyers, remote workers, and Teton Valley's growing reputation as a more accessible alternative to Jackson Hole. Estimated rent of around $1,568 per month is surprisingly constrained given the home prices, largely because the short-term rental market absorbs much of the housing stock.

For buyers considering Driggs, the honest question is whether you're buying a primary residence or a long-term asset with lifestyle value — because at this price, the income math is demanding on local wages alone. It genuinely suits remote workers with high earning power who want Teton access, outdoor recreation from the Caribou-Targhee National Forest, and a quieter town than Victor's increasingly commercial feel.

Victor, Idaho

#14 Least Affordable · Teton County

Cost of Living in Victor, Idaho (2026)

Least affordable city; tied to Jackson Hole market dynamics.

Median Price
$797,530
2026 market price
Monthly PITI
$4,620
20% down · county rate · taxes+ins
Income to Buy
$194,034/yr
Gross income to qualify
Income to Rent
$100,000/yr
Market rent standard
Est. Rent
$2,500/mo
2026 market average
County
Teton
Property tax jurisdiction

Victor ranks last in this group on affordability, and the $797,530 median home price reflects Teton County demand that is more closely tied to Jackson Hole real estate dynamics than to Eastern Idaho's broader economy. The income threshold of roughly $194,034 per year is more than double what St. Anthony requires, and estimated rent at approximately $2,500 per month is the highest on the list by a wide margin — the only city here where renting at market rate approaches what many buyers in Pocatello or Chubbuck pay for a mortgage.

Victor is not a starter-home market. It suits buyers with significant existing equity, high remote-work incomes, or a specific pull toward the Teton Valley lifestyle — skiing at Grand Targhee, cycling, and the proximity to a national park. For anyone whose income places them in the middle of this regional group, the realistic options are the Snake River Plain cities further west, where that same dollar stretches several times further.

The sharpest affordability divide in this region isn't between the Bannock County cities and Idaho Falls — it's between the Snake River Plain as a whole and the Teton Valley. Driggs and Victor operate in a different economic universe than the rest of Eastern Idaho, anchored to Wyoming demand rather than local wages.
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Frequently Asked Questions

Which Eastern Idaho city has the lowest income requirement to buy a home?
St. Anthony in Fremont County currently has the lowest income threshold in this group, at approximately $75,449 per year based on its median home price of around $290,325. Chubbuck comes in just a touch higher at roughly $75,933 per year despite having an even slightly lower median home price, due to local tax and insurance factors in Bannock County.
How big is the affordability gap between the cheapest and most expensive cities in Eastern Idaho?
It's substantial. St. Anthony's median home price sits around $290,325, while Victor in Teton County carries a median near $797,530 — and the income required to buy in Victor is roughly $194,034 per year compared to about $75,449 in St. Anthony. That gap is driven almost entirely by the Teton County market's connection to Jackson Hole demand across the Wyoming border, not by differences in local wages or services.
Is renting more affordable than buying in Eastern Idaho right now?
In several cities, estimated rents run close to or below the monthly cost of ownership, which makes the rent-versus-buy calculation tighter than buyers expect. American Falls and Blackfoot, for example, have estimated rents of around $900 and $925 per month respectively, while their estimated monthly ownership costs run noticeably higher — making renting the clearer short-term value there. Victor is the outlier in the other direction: estimated rent of approximately $2,500 per month is the highest on the list, making ownership relatively more attractive for buyers who can meet the income threshold.
Is Idaho Falls worth the higher cost compared to Pocatello or Blackfoot?
It depends on what you need daily. Idaho Falls carries a median home price of approximately $400,448 and an income requirement around $102,630 per year — meaningfully above Pocatello's roughly $85,386 threshold. What you get for that premium is the region's most complete set of services: a broader employment base anchored by Idaho National Laboratory, a larger retail corridor, and the Snake River greenbelt running through downtown. Buyers who need those resources regularly tend to find the cost justified; buyers who commute remotely or work in Pocatello often do not.
Why are Driggs and Victor so much more expensive than the rest of Eastern Idaho?
Both cities sit in Teton County at the foot of the Teton Range, and their housing markets are effectively driven by the same forces shaping Jackson Hole real estate across the Wyoming border — second-home demand, remote workers with high earning power, and limited developable land inside the valley. Driggs carries a median around $781,920 and Victor approximately $797,530, while every other city in this group sits below $500,000. Local wages in the Teton Valley do not support these prices on their own; the buyer pool is regional and national, not just Eastern Idaho.

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Todd Davidson

Todd Davidson

About the Author

Todd Davidson is the founder of The Move Genie, a premier digital resource offering in-depth city guides, neighborhood profiles, and localized market insights for communities nationwide. Drawing on an extensive background in home financing and real estate, he established the platform to streamline the relocation process, helping families make confident, data-driven decisions when comparing new areas.