What Is Living in Paris, Tennessee Like?
Maybe you've been priced out of Nashville and someone mentioned western Tennessee. Maybe your company has operations near the Kentucky border and you're looking at what's actually livable out here. Paris sits at an interesting intersection — county seat of Henry County, the self-proclaimed "Capital City of Kentucky Lake," and one of the more genuinely affordable small cities left in Tennessee. With 10,468 residents and housing costs noticeably below the state average, Paris costs meaningfully less to live here than almost anywhere else in Tennessee. But Paris is not a suburb of anywhere. It is its own thing, and understanding what that means day-to-day is worth doing before you make an offer.
The economic backbone is a tighter weave than you'd find in a larger city. A major regional health system — a county-owned, not-for-profit hospital that has served the community since 1959 — is one of the largest local employers, offering a full range of services inside city limits. The Henry County School System anchors the education sector, and the Paris Special School District holds a B rating, according to Niche. Commercial Bank & Trust Co. and MSC Industrial Supply round out the employer base alongside Walmart. This is a town where a handful of institutions carry most of the payroll, and many residents supplement that with remote work or a commute to Jackson or Murray, Kentucky.
The housing picture is one of the clearest reasons people come here. The typical home price is $216,591 (August 2026), which is noticeably below what comparable communities in middle Tennessee command. Tennessee's effective property tax rate of 0.61% in Henry County keeps carrying costs low. Outdoor life is genuinely excellent — Paris Landing State Park puts 841 acres and the western shore of Kentucky Lake about 15 minutes from downtown, and Eiffel Tower Park in the city core offers a splash pad, tennis and pickleball courts, a swimming pool, and walking paths. The city's annual World's Biggest Fish Fry, which draws visitors from across the country during the last full week of April, gives Paris a cultural identity that most towns this size simply don't have.
Whether you're comparing it against Jackson or Murray or you just want to understand what northwest Tennessee living is actually like, the sections below cover Paris's neighborhoods, housing market, daily commute, schools, local favorites, and what life here looks like once you've unpacked the boxes.
Paris at a Glance
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Beyond the Monthly Mortgage Payment — What to Factor In
- The property tax rate above — The 0.61% used in the estimate is the median effective rate — tax actually paid as a share of market value — published by Ownwell, 2026. Half of local homes pay more and half pay less: your own bill depends on that property's assessed value and any exemptions it qualifies for, which can differ a lot from its market price. Confirm with the Henry County assessor before you budget.
- Total cost of ownership — Your monthly mortgage payment is just the baseline. Depending on the specific city, county, and service district, homeownership costs also include local utility fees, municipal surcharges, and special assessments (such as water, sewer, storm drainage, or local energy taxes) that vary by location.
- Independent due diligence — Because these recurring local costs and municipal fees change depending on the exact property address, buyers must research them independently during their transaction process.
Tax laws, local municipal fees, and utility costs change frequently and individual situations vary. This page is general information, not tax or legal advice — always consult a qualified tax professional, CPA, or local municipal offices for personalized guidance.
Why Are People Moving to Paris?
The case for Paris is straightforward: serious affordability, a real community identity, and outdoor access that most cities its size can't match. The case against it is shorter but worth reading — job options are limited, the nearest major airport is a drive, and if you need urban amenities on a Tuesday afternoon, you will be driving to get them.
The Affordability Reality
Groceries, utilities, and everyday services in Paris run below national averages, and the typical home price of $216,591 (August 2026) puts homeownership within reach for a wide range of buyers — though it's worth noting that the median household income of $39,365 runs below what's needed to carry that price comfortably, so financing strategy matters here. Neighboring communities like Puryear and Camden come in somewhat lower; Murray, KY runs noticeably lower — but Paris offers county-seat services, medical infrastructure, and a school district that those smaller towns don't.
The Kentucky Lake Factor
People who love the water — fishing, boating, kayaking — move to Paris specifically because of Kentucky Lake's 160,000 acres sitting less than 20 minutes from downtown. Paris Landing State Park's full-service marina hosts professional bass and crappie tournaments and draws anglers from multiple states. This isn't a "nice to have" for residents; for many families, access to the lake is the primary reason they chose Henry County over somewhere closer to Nashville.
Who Actually Moves Here
| Buyer Type | What Draws Them | Best For |
|---|---|---|
| Remote workers | Low overhead, quiet environment, fiber available in parts of town | Quiet Value |
| Retirees & pre-retirees | Medical center in town, affordable homes, lake access, slower pace | Quiet Nature |
| Families with kids | Affordable homeownership, B-rated schools, Eiffel Tower Park, community feel | Families School |
| Outdoors enthusiasts | Kentucky Lake, Paris Landing, three 18-hole golf courses in the county | Nature Views |
| First-time buyers | Entry-level price points, low property tax rate, smaller market competition | First-Time Value |
| Nashville/Jackson escapees | A real town with its own identity, not a bedroom suburb | Value Quiet |
An Honest Friction Moment
People who move here from mid-size metros often underestimate how thoroughly car-dependent daily life is. Most errands mean a drive, and the distance to a regional mall, a broader restaurant selection, or big-box specialty retail means planning ahead. After six months, many newcomers describe learning to batch errands and to genuinely enjoy the slower pace — or they realize the trade-off doesn't work for them.
What Daily Life Feels Like in Paris
Paris runs on a rhythm that mid-size city transplants often need a few months to calibrate to. The pace is slower by design, the social fabric is tighter, and the anchors of daily life are fewer but well-rooted.
Community Texture
Longtime residents consistently describe the community as one that shows up for itself — fundraisers fill quickly, local businesses have regulars who actually know the owners, and the World's Biggest Fish Fry each April turns the entire city into a gathering point for the region. The festival has run since 1938, serves thousands of pounds of catfish, draws a grand parade through downtown, and brings carnival rides and a rodeo to the city for a full week. For a city of 10,468, that kind of institutional event gives Paris a cultural weight that punches well above its size.
Schools and Family Life
The Paris Special School District holds a B rating, according to Niche, and the district's student athletics programs give the community something to gather around on fall Friday nights. Eiffel Tower Park's splash pad, playground, and pickleball courts make the city's green space genuinely useful for parents with school-age children. For a deeper look at campus specifics and assessment results, see the Paris schools page.
The Seasonal Reality
Paris gets 204 sunny days a year — less than the sunbelt marketing would suggest for the region, and winters here include real cold snaps and occasional ice. Spring arrives emphatically, and the Fish Fry season means the city briefly doubles in energy and traffic. Summer centers on Kentucky Lake, which becomes the social venue for much of Henry County. What surprises people after their first winter isn't the cold itself — it's how central the warm months become to everything social.
What Locals Gather Around
The Henry County Courthouse anchors Court Square, which functions as the informal civic center of downtown. The Paris-Henry County Heritage Center holds local history and runs rotating exhibitions that connect residents to the county's deeper past. For outdoor recreation, Paris Landing State Park is the headliner, but Eiffel Tower Park handles the everyday — morning walks, after-school pickup games, summer swim sessions.
The Paris Housing Market Right Now
The typical home price in Paris is $216,591 (August 2026, Zillow Home Value Index), which makes this one of the more accessible ownership markets in Tennessee. The typical city-wide rent runs $1,083/mo (Zillow ZORI, August 2026). For a full breakdown of what those numbers mean for your budget — including property tax rates, utility costs, and how Paris compares to the broader state — see the cost of living page.
What the Market Looks Like on the Ground
Paris is not a high-competition market. Tennessee's housing landscape has moved toward stabilization broadly, and Paris reflects that — buyers here generally have time to evaluate a home rather than racing against multiple offers. That said, well-priced homes in established neighborhoods don't sit forever, particularly anything move-in ready near the lake corridor or in the historic districts closer to downtown.
The Housing Stock
The mix leans heavily toward single-family homes, with a homeownership rate that Niche describes as majority owner-occupied. Older construction dominates the historic districts; newer development exists toward the western edges of the city and in suburban pockets like Greenhills Estates. Some areas cost more than others based on lot size, proximity to downtown, and condition — but Paris is small enough that no part of town is genuinely far from any other.
The Affordability Gap
The median household income of $39,365 runs below what's needed to comfortably carry the typical home price — a gap of roughly $11,000 annually. That's not unusual for smaller Tennessee cities, and it means financing structure matters. First-time buyers in particular should come prepared; the first-time homebuyer page covers the programs and loan types most relevant to this market.
The effective property tax rate of 0.61% keeps the ongoing cost of ownership genuinely low, which is one reason Paris draws retirees and remote workers on fixed or variable incomes.
Paris Neighborhoods
Paris has several distinct areas — each with its own character and appeal. Here’s a breakdown to help you narrow down where to focus your home search.
🏡 Downtown Paris / Court Square
The historic civic core of Paris, centered on the Henry County Courthouse and the Paris-Henry County Heritage Center — best for buyers who want to walk to city life and don't mind older housing stock with real architectural character.
🏠 North Poplar Historic District
A tree-lined residential district with older homes and an established neighborhood feel, suited to buyers who value historic character and proximity to the city center over new construction.
🌳 Atkins-Porter
A mid-city residential area with a family-oriented character, offering a mix of housing styles and convenient access to Paris schools and the US-79 corridor.
🏘 West Paris
A quiet, primarily residential stretch on the western side of the city that suits families and buyers looking for straightforward single-family homes away from the busier downtown routes.
🏔 Greenhills Estates
One of Paris's newer residential pockets, drawing buyers who want more recent construction and a suburban feel within the city limits.
🌆 Clifty Village
A quieter residential neighborhood that appeals to buyers seeking a low-traffic environment and a tight community scale without straying far from the city's core services.
Pros & Cons of Living in Paris
The Pros
- Very low property taxes and below-average cost of living
- Direct access to Kentucky Lake for boating and fishing
- Small-town community feel with a historic downtown
- Short drives to multiple lake resorts and state parks
The Cons
- Median household income runs well below the state average
- Property crime rate is higher than the national average
- Limited big-city job market means a longer commute for higher-paying corporate work
Getting Around & Commuting in Paris
Paris is a driving city. Every routine errand — groceries, hardware, medical appointments — is done by car. The good news is that the city is compact enough that nothing takes long once you're in it. The tension is that anything beyond Henry County requires real road time.
The Road Network
US-79 is the primary east-west artery through Paris and the main connection toward Jackson to the south and Clarksville to the east. US-641 runs north-south and carries traffic toward Murray, Kentucky. TN-69A and TN-54 handle most of the intra-county movement, while the TN-218 Paris Bypass allows through-traffic to skirt the city center. TN-76 and TN-77 extend into the more rural reaches of Henry County toward the lake corridor. The network is functional for a county-seat city — nothing is gridlocked, but the routes to major metros are all two-lane state highways for meaningful stretches.
Commute Patterns
The intracity commute — moving within Paris itself — runs about 17 minutes to Downtown Paris on typical routes. That's the internal reference point; getting anywhere outside Henry County adds significant time. Jackson is roughly an hour south. Murray, Kentucky is about 45 minutes north and draws workers from Paris for its university and regional employer base. Nashville is a genuine two-hour drive and is realistic only for occasional trips, not daily commuting.
A meaningful portion of Paris residents work remotely or hold jobs within the city — the regional health system, the school system, and local retail together represent a substantial share of in-town employment. For workers whose jobs are genuinely flexible on location, Paris functions as a low-cost base. For those who need to be in a metro office regularly, the distance is the defining constraint.
Air Travel
Barkley Regional Airport (PAH) in Paducah, Kentucky sits approximately 57 miles from Paris and serves as the closest regional option. Nashville International is approximately 91 miles away and offers the full range of nonstop service. Neither is a quick trip — air travel from Paris always starts with a meaningful drive, which is worth factoring into any decision that involves regular flying.
What Locals Know
The US-79 corridor through Henry County handles most of the regional traffic, and morning movement toward Jackson can bunch up at certain points. Locals heading to Murray or Paducah tend to use US-641 north, which is consistently faster than routes through smaller county roads. Personal transportation is the foundation of daily life here — all routine destinations, whether inside Paris or out of the county, are reached by car.
Schools in Paris
Families relocating to Paris have public, private, and higher-education options nearby. Here’s a quick overview.
🎓 School District
Paris serves K–12 students across Paris and the surrounding area. Rated B (source: Niche.com).
📊 District Stats
- Enrollment 2024-25
- 1,460 students
- 4-year graduation rate
- 96.6%
- Math proficiency 2025-26
- 55.5%
- Reading proficiency 2025-26
- 42.4%
- Science proficiency 2025-26
- 52.7%
Source: Tennessee Department of Education Data Downloads (district profile, graduation rate and TCAP assessment files).
📚 Higher Education
Tennessee’s public universities — the University of Tennessee, Vanderbilt University, and Middle Tennessee State University — offer four-year degrees statewide, with a statewide community and technical college system of 13 community colleges and 24 colleges of applied technology, with tuition-free options for residents through Tennessee Promise and Tennessee Reconnect providing two-year and workforce programs.
🌐 Online Learning
UT Knoxville Online and MTSU Online offer fully accredited online degrees for remote learners across the state.
Safety in Paris
A quick look at how Paris compares on the numbers that matter most when weighing a neighborhood or a move.
🛡 Violent Crime
Approximately 2 per 1,000 residents.
🔒 Property Crime
Approximately 17 per 1,000 residents.
Compared to the most recent national figures from the Bureau of Justice Statistics (2024), Paris’s violent crime is below the national average (about 3.7 per 1,000), and property crime is below the national average (about 18.4 per 1,000).
Against Tennessee as a whole, Paris’s violent crime is roughly a third of the state average, and property crime is somewhat below the state average (Bureau of Justice Statistics, Crime Known to Law Enforcement, 2024 (tables 2 and 3)).
Crime rates can vary a lot within a single city, so the citywide numbers above are only a starting point. Some neighborhoods in Paris run well below these averages, while others run higher — the kind of block-by-block detail that matters most when you’re actually choosing where to live. The full guide below breaks it down neighborhood by neighborhood.
Working in Paris
Paris’s largest employers span several industries — here are some of the anchors of the local job market.
🏥 Henry County Medical Center
Healthcare
🛒 Walmart
Retail
🏦 Commercial Bank & Trust Co.
Banking
🏭 MSC Industrial Supply Co.
Industrial distribution
🎓 Henry County School System
Education
Parks & Recreation in Paris
Some of the outdoor spaces that shape everyday life in Paris.
🌱 Eiffel Tower Park (60-ft replica Eiffel Tower)
🌱 Paris Landing State Park
🌱 Kentucky Lake
Paris residents don’t have to go far for green space — spots like Eiffel Tower Park (60-ft replica Eiffel Tower) and Paris Landing State Park are part of everyday life here, whether that’s a morning walk, a weekend hike, or just somewhere to unwind outside. The full guide below covers more of what Paris has to offer for parks and outdoor recreation.
Retiring in Paris
Paris draws retirees for its balance of amenities, outdoor access, and cost. Here’s what to weigh.
🌤 Climate
Paris gets 204 sunny days a year, with warm, humid summers centered on Kentucky Lake and winters that include genuine cold snaps and occasional ice. Spring arrives strongly and is widely considered the best season — mild temperatures and the lead-up to the Fish Fry make April a community highlight. Retirees who want four distinct seasons without extreme winter will find the balance workable.
🍴 Lifestyle
Daily life in Paris moves at a pace that retirees consistently describe as a feature rather than a limitation. Paris Landing State Park puts hiking trails, a golf course, and the lake within 15 minutes. Eiffel Tower Park handles afternoon walks and community gatherings closer to home. The dining scene is casual and local, with independent spots forming the anchor points of a relaxed social life.
🏚 55+ Communities
No 55+ communities were found in Paris. Retirees moving here typically buy single-family homes in established neighborhoods like North Poplar or West Paris, or look at newer construction in Greenhills Estates. The city's affordability and low property tax rate make homeownership accessible on a fixed income for many buyers. The full picture for retirees is on the retiring page.
✈ Getting Around
Paris is a driving city, and retirees should expect to own a car for all routine movement. Within the city, distances are short and traffic is light. Barkley Regional Airport (PAH) in Paducah, Kentucky is approximately 57 miles away — the closest commercial option. A major regional health system is inside city limits, which is a meaningful advantage for retirees who prioritize in-town medical access.
🏛 Tennessee Taxes for Retirees — What to Know
- No state income tax — Tennessee has no personal income tax. Social Security, pensions, 401(k) and IRA withdrawals and annuity payments are all untaxed at the state level, with no state return to file. The Hall tax on interest and dividends — the state’s last income-type tax — was fully phased out and repealed effective 2021.
- Sales tax is the tradeoff — The state sales tax is 7.0%, and local add-ons bring the combined rate in Paris to 9.75% (Tennessee Department of Revenue (SUT-13, SUT-53); Streamlined Sales Tax rate boundary file TNR2026Q3, Q3 2026). Groceries are taxed at a reduced state rate of 4% plus the local rate; prescription drugs are exempt. Prepared food, candy, dietary supplements and alcohol pay the full rate.
- Property taxes are low, not the tradeoff — Property tax in Tennessee is set county by county, and rates are low by national standards. Unlike Texas, which funds local government through high property taxes in place of an income tax, Tennessee leans on its sales tax instead — so a retiree is not trading one bill for another. Your county trustee publishes the current rate.
- Tax relief for owners 65 and over — The state reimburses part of the property tax bill for low-income homeowners who are 65 or older, and for disabled homeowners of any age, through the Property Tax Relief program administered by county trustees. It is income-tested and must be applied for each year.
- A tax freeze — but only where the county or city adopted it — Tennessee also allows a Property Tax Freeze that locks a homeowner’s bill at the amount owed in the year they qualify, for owners 65 and over under an income limit. It is a local option: each county and city chooses whether to offer it, and sets its own income threshold, so it is available in some parts of the state and not others. Check with the county trustee.
- No estate, inheritance or gift tax — Tennessee has none of the three. The inheritance tax was repealed for deaths occurring in 2016 and after, and the gift tax was repealed effective January 1, 2012.
- No separate capital gains tax — Because Tennessee has no state income tax, capital gains — including on investments and on the sale of a home — are not taxed at the state level at all, unlike states such as Washington that tax capital gains separately from income.
Source: Tennessee Department of Revenue and Tennessee Comptroller of the Treasury.
Tax laws change frequently and individual situations vary. This is general information, not tax advice — always consult a qualified Tennessee tax professional or CPA for personalized retirement tax planning.
Weekends & Local Favorites in Paris
Paris punches above its size when it comes to weekends. Kentucky Lake is the gravitational center of outdoor life, and the city's dining and coffee scene, while modest, has genuine local character.
On the Water
Paris Landing State Park is the weekend anchor for a large share of Henry County residents. The marina draws serious anglers for professional bass and crappie tournaments; the three hiking trails — Raptor Ridge, Wetland Loop, and the ADA-accessible All-Access Trail — suit everything from a serious morning hike to a stroller walk. The 91-room lodge and its restaurant make it a destination for out-of-town guests, which means locals have a resort-quality amenity essentially in their backyard.
In the City
Eiffel Tower Park's 60-foot replica tower — originally built by Christian Brothers University in Memphis for a 1990 festival and later relocated to Paris — is the most photographed spot in Henry County and a genuine local landmark. The park's splash pad, swimming pool, tennis and pickleball courts, and walking paths make it the city's primary gathering green. Court Square and the Henry County Courthouse form the historic civic core; the Paris-Henry County Heritage Center nearby is worth an afternoon for anyone interested in how the region developed.
Food, Coffee & Local Spots
The local dining scene covers the bases without overcomplicating them. Moustos Pasta & Grill is the go-to for Italian, a sit-down option that regulars treat as the dining anchor of the city. Old West Steakhouse - Paris draws a consistent crowd for beef done straightforwardly. El Vallarta handles Mexican, and Southside Cafe runs the casual, comfort-food end of things with a loyal local following. For something fast and satisfying, Prater's Taters is the kind of spot that becomes a habit quickly.
On the coffee side, Jack's Java Urban Cafe is the independent option — a genuine local cafe that functions as a community gathering point in a way that chain drive-throughs don't. 7 Brew Coffee and Scooter's Coffee round out the options for those who want something quick on the way out of town.
Golf
Henry County has three 18-hole courses, which is a remarkable density for a city this size. Paris Landing State Park's course runs along the Kentucky Lake shoreline and is the regional draw. The other two courses in the county give residents genuine variety without leaving Henry County.
The Annual Rhythm
The World's Biggest Fish Fry in late April is the signature event — a week-long festival with roots going back to 1938. The Fish Tent serves thousands of pounds of catfish, a grand parade runs through downtown, and the carnival and rodeo draw the kind of crowd that turns Paris's normally quiet streets into something unrecognizable to first-timers. If you're moving here, plan to be in town for it at least once. It explains a lot about what Paris thinks of itself.
Local favorites in Paris
Restaurants
- Moustos Pasta & Grill
- Old West Steakhouse - Paris
- El Vallarta
- Southside Cafe
- Prater's Taters
Outdoors
- Paris Landing State Park
- Kentucky Lake
- Eiffel Tower Park (splash pad, trails, disc golf, playground)
Coffee
- Jack's Java Urban Cafe
- 7 Brew Coffee
- Scooter's Coffee
Top Things Locals Say About Paris
The best intel about a city comes from the people who actually live there. Here’s what Paris residents say when newcomers ask the questions everyone’s thinking.
“I expected to miss Nashville more than I do. What I didn't expect was how quickly the lake becomes your whole weekend — we're out at Paris Landing almost every Saturday from April through October, and I've started planning trips around the fish fry the way I used to plan around music festivals.”
— Recent Paris home buyer
“What's the most surprising thing about living in Paris?”
How much the World's Biggest Fish Fry defines the year. You hear about it before you move here and assume it's just a local fair. Then you experience the last week of April — the parade shutting down the main streets, the Fish Tent lines, the rodeo out on the fairgrounds — and you realize this is genuinely a regional event that transforms the whole city. Newcomers always say they didn't expect it to feel like such a big deal.
“What do locals love most about Paris?”
The proximity to Kentucky Lake without the lake-town price tag. Residents from Greenhills Estates or West Paris can be launching a boat or hiking the Raptor Ridge Trail at Paris Landing in under 20 minutes. That kind of access — at the cost of living Paris offers — is the thing people who grew up here take for granted and people who move here can't stop talking about.
“What should newcomers to Paris know?”
Learn where US-79 goes and make peace with it early — that road is your connection to almost everything outside Henry County, and the drive to Jackson or the drive toward Clarksville both start there. Also: plan your big shopping runs in advance. A serious shopping trip means driving out of town, and newcomers who try to do things spontaneously spend a lot of time in the car before they build the habit of planning ahead.
“How much do you need a car in Paris?”
A car is not optional here — it is how everything works. Most errands within Paris are a 5-to-10 minute drive, which is manageable, but nothing is within walking distance in the way a downtown neighborhood in a larger city would be. The city core around Court Square is walkable once you're parked in it, but you'll drive to get there. Anything outside Paris — appointments in Jackson, shopping in Murray, the airport — adds serious road time on top of that.
Cities Near Paris
Other communities near Paris worth a look — each with its own character and price point.
| City | Distance | Best For | Vibe | Median Rent | Median Buy |
|---|---|---|---|---|---|
| Puryear | 10 mi | Rural lifestyle, very low cost | Small, quiet, agricultural | $850 | $184,108 |
| Camden | 20 mi | Lake access seekers, budget buyers | Relaxed, small-town, water-adjacent | $900 | $196,188 |
| Murray, KY | 20 mi | University town amenities, lower prices | College-town energy, walkable core | $950 | $178,871 |
More Helpful Guides for Paris
Going deeper on Paris? Our blog series covers everything from first-time buying to retiring here — explore the guides below.
Local Expert Takeaway: Paris delivers something increasingly rare in Tennessee: genuine affordability paired with a community that actually knows itself. The World's Biggest Fish Fry isn't just a tourism hook — it's a reflection of how Paris operates all year, where neighbors show up for each other and local institutions like the regional health system and the school system form the connective tissue of daily life. The catch is real: if your job is elsewhere, the commute math gets hard fast, and serious shopping or entertainment trips mean planning ahead. But for remote workers, retirees, or families who want a lake lifestyle at a price point that has largely disappeared from Middle Tennessee, Paris is worth a serious look.
Quick Takeaways & FAQs
✅ The typical home price of $216,591 (August 2026) makes Paris one of the most genuinely affordable county-seat markets left in Tennessee.
⚠️ Paris is a car-dependent city where most errands mean a drive, and anything outside Henry County adds real road time — the nearest major airport is 57 miles away.
📍 The 60-foot Eiffel Tower replica in Eiffel Tower Park was originally built for a Memphis festival in 1990 before it was moved to Paris — and it now sits at the center of a park with a splash pad, pickleball courts, and a swimming pool.
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